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Leg Injury

Disability Insurance

Disability insurance is like insurance for your paycheck.

When you’re unable to work, disability insurance can replace your income stream to make sure you can put food on the table, your basic necessities are met, and you can maintain your lifestyle so it never changes in any unforeseeable circumstances. The benefit payment from a private policy is tax-free (employer plans may be taxed) and pays out for a certain period of time, as outlined in your policy.

Why is disability insurance important?

According to the Council for Disability Awareness, 1 in 4 workers will become disabled before they retire. Coupled with the fact that the average disability outlasts short-term policies, and how difficult it is to qualify for SSDI, long-term disability insurance makes sense as part of a financial safety net. Without it, workers run the risk of falling behind in their long-term goals, depleting their savings, and not being able to keep up with their day-to-day expenses.

Disability Insurance: Service
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