Employer Sponsored Retirement Plans

Most small-employer 401(k) plans have the same three problems: deferrals don't match payroll, nobody can
produce census data when the TPA asks, and the business owner has never actually spoken to the advisor
on the plan.

What's different here

Deferrals reconcile every pay period, because the plan and the payroll run on the same data. Not
annually. Not when someone notices.
Census data is always current. When your third-party administrator asks for it, it already exists.
You have an actual advisor. Noah Behrend holds a Series 65 and serves as advisor of record on our
clients' plans. You can call him.
New hires flow in automatically. Eligibility tracking runs off payroll, so employees don't get missed.

If you don't have a plan yet

Several New England states have moved toward requiring employers to offer a retirement option. Beyond
compliance, a plan is one of the few benefits that helps you keep people without a large recurring cost. We
can walk you through what a plan would actually cost your business.
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Several options are available
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• 401k

• 403b

• Simple IRA

• SEP IRA

• ESOP Plans

• Defined Benefit Pension Plans

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